Apple today made new system software available to its smartphones and tablets. iPhone and iPad owners can download iOS 11, which introduces new lock screen behaviors, new control center behaviors, as well as new features for the camera, messages, maps and more. For the first time, iPhone owners will be able to use augmented reality thanks to the addition of ARKit and apps in the App Store. iOS 11 is free to download. Apple suggests users back up their devices before updating. iOS 11 is compatible with the iPhone 5SE, iPhone 6/6 Plus, 6s/6s Plus, and 7/7s Plus.

According to Apple, the peer-to-peer mobile payment function is "coming this fall with an update to iOS 11 and watchOS 4." Once installed, Apple Pay users will be able to send and receive money from friends and family quickly, easily, and securely. Payments will work through the Messages app and/or Siri. The money is funneled into the Apple Pay Cash card, which is found in Apple Wallet. The funds can be used instantly to pay for goods and services through any credit or debit card stored in Apple Wallet. Apple has held back other features in previous iOS launches so the news that Apple Pay will arrive later than iOS 11 itself isn't uncommon