The Consumerist reports on a discovery made by someone attempting to collect on a $10.00 rebate from Creative Labs that came in the form of a debit card. The card was denied when it was used, because Creative charged a $3.00 maintenance fee to the card every month until its balance reached zero. They point out that this really does make this Creative rebate a "creative rebate," and wisely suggest that if you have such a rebate card you should make use of it before suffering a similar fate.