A sophisticated Apple Pay phishing scam, detailed by Malwarebytes on February 6, 2026, uses fake emails claiming blocked high-value transactions (like a $279.99 gift card or $1,157 MacBook purchase) to panic users into calling bogus "Apple Billing & Fraud Prevention" numbers, such as 1-812-955-6285.

Victims reach scammers who pose as support, build trust with basic questions, then trigger real Apple ID 2FA codes in real time and trick users into sharing them-gaining full account access to steal payment details and linked card info.

Never share 2FA codes, passwords, or card details over unsolicited calls; Apple never asks for this via phone from random numbers provided in emails. Ignore urgent fraud alerts with provided call-in numbers, verify issues directly through official Apple channels like appleid.apple.com, and monitor your Wallet and bank accounts closely.